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Post by 95gts on Nov 17, 2005 19:16:20 GMT -5
Hey i have a muscle car lol. that what the insurance companies are saying and that a good thing. I been quoted thru three different companies for insurance of a classic/muscle car. they are all 175 or lower a year compared to my allstate this is pretty amazing for me. I was wondering if anyone has any one has any dealings with Grundy's, Northeast Classic Auto Insurance, or Classic Automobile Insurance Agency, Inc. What should I be looking for, I just always think you get what you paid for so I am weary or this lol. limitations is 6000 miles a year, has comp and collision, and must be garaged, all these is just easy to do for me, i think i put 1100 miles on this year. Ideas?
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Post by 65cuda on Nov 18, 2005 11:18:42 GMT -5
I have Hagerty, I pay $100 a year for my 53 Plymouth, and was quoted an extra $35 to put my Barracuda on
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Post by 95gts on Nov 18, 2005 18:18:32 GMT -5
hagerty won't touch the car, ne crap lol. i figured why not save some money, house kids, cars, and I hear voices.
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Post by 65cuda on Nov 19, 2005 6:47:59 GMT -5
okay, so how long you been hearing these voices?? lol
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Post by 95gts on Nov 19, 2005 11:55:41 GMT -5
lol
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Post by cookin85ss on Nov 20, 2005 21:52:14 GMT -5
I have my insurance for my Olds through J C Taylor. It's approximately $70 / year.
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Post by 95gts on Nov 20, 2005 22:40:22 GMT -5
Nice 70 buck dang.
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Post by swi66 on Nov 27, 2005 8:44:24 GMT -5
I use American Collectors Insurance. I pay around $625 for 10 cars on the policy. Annual mileage is 2500 I beleive. Never did clarify if that mileage was "per car" or not. I did have discussions about covered uses of the car as I drive a collector car on vacation to a major show once or twice a year, and it is covered. I did have one claim about 5 years ago. got caught in a hailstorm on the way home from a show. $1850 worth of damage according to their adjuster. My estimate from my guy was $1800. They send out an adjuster if the claim is over $1500.
One thing to watch is stated value. If you claim your car is worth $25,000 they will gladly accept the premium for that price. If it is wrecked and they send out their adjuster and finds it is a trashed out bondo wagon, they will not pay that amount as they can claim you mis-represented the vehicle. Though decent cars are going up in value every year. The car you insured for $10,000 may be worth $25,000 now..........so keep up with values.
One more thing about insurance. If someone totals your car in Wal-Marts parking lot, you better be able to prove there was a show, cruise, or club activity there. Same thing goes if you hit a deer at 7:00 AM on a weekday, remember, you are not covered when driving to work!
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Post by 95gts on Nov 27, 2005 10:28:56 GMT -5
I have other car I drive to work, my mustang has been in a garage sitting. It goes to cruise nights and shows. I drove to work once this year in it, I just find it easier not driving it, less time to detail, then to drive it to work, come home clean it up and drive out with friends to a cruise. Just me.
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Post by swi66 on Dec 1, 2005 12:30:40 GMT -5
I've actually driven all of my collector cars to work. Only way I can take them for inspection is to leave from work and drive them there. Not enough time to go home and then head out to get them inspected. I work in Batavia, Live in Gasport, get my cars inspected in Akron.........
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Post by 67olds442 on Dec 2, 2005 14:15:34 GMT -5
We also use Hagerty. We had such problems getting anyone to cover the Vega but Hagerty did! If you are looking for a local agent who deals with Hagerty check out Stange Agency on East Felton in NT.
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Post by 95gts on Dec 6, 2005 6:04:04 GMT -5
That is the only thing holding me back is the limited coverage, I have to read on it some more.
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